Our Asset-Secured Working Capital Loans provide liquidity solutions to sole traders, micro and small enterprises, and smallholder farmers. These loans are secured against assets such as equipment or property, allowing you to unlock funds that keep your business running smoothly. With flexible repayment terms, these loans ease the financial burden while enabling you to cover operational expenses, inventory, or business expansion. Gain peace of mind knowing that you can access the capital you need without straining your cash flow.

With Peer-to-Peer Lending on the SoshoPay platform, individuals and businesses can lend directly to each other. This innovative service fosters community-driven financial support by allowing lenders to earn interest while helping borrowers access affordable credit. It's a win-win solution that empowers both parties—lenders diversify their income streams, and borrowers access funds without going through traditional financial institutions. Peer-to-peer lending strengthens local economies by encouraging collaboration and trust.

DiasporaPay is the ultimate solution for those living abroad who want to support their loved ones back home. With DiasporaPay, you can take out credit on behalf of your family or friends and pay for their subscriptions, solar energy systems, mobile devices, or productive usage appliances. Payments can be made securely via Mastercard or Visa card, and we handle delivery or installation, ensuring your loved ones receive the products they need. Empower your family while maintaining financial flexibility with DiasporaPay.

Our Pay-As-You-Go (PAYG) Solar Energy Systems provide affordable, reliable, and clean energy to businesses and households in underserved communities. With flexible payment options, users can access solar energy without needing to make a large upfront investment. This solution is perfect for smallholder farmers, sole traders, and families who need an affordable, sustainable power source. Simply pay as you use, and once the payments are complete, you gain full ownership of the system.

Stay connected with PAYGo Mobile Devices through SoshoPay. We offer smartphones and mobile devices on a pay-as-you-go basis, enabling users to access the latest technology without the burden of large upfront costs. This service is ideal for individuals and businesses alike, providing flexible financing options that fit your budget. Pay over time using mobile money platforms and enjoy full ownership of the device once payments are complete.

The PAYGo Productive Usage Energy Appliances from SoshoPay allow micro and small enterprises to access energy-efficient tools that power their growth. Whether it's equipment for agriculture, refrigeration for small shops, or tools for home industries, our appliances help businesses thrive. You pay as you use, ensuring affordability, and once the payments are completed, the equipment is yours. This is a perfect solution for informal enterprises that need to boost productivity and scale up.